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Online Auto Insurance -- should you get it?

Online auto insurance has been around for quite some time now but, there are some things you should know if you looking for new auto insrance. The main benefit of getting online auto insurance is that it is usually going to be cheaper than the traditional route. The traditional route being calling up your local insurance representative and working out a price for your car, motorcycle, or boat. The reason being is that most online auto insurers have such a high volume of customers that they can offer very competitive prices. However, there are some things you should know about before choosing to get online auto insurance.

First and foremost, you are not going to get the same personalized auto insurance that you are used to with online auto insurance. You may be used to dealing with the same insurance agent for years, if not decades. Well, when you by online insurance, you will still get pretty good customer service, but you will not be talking with someone that you know for 10 years. For a lot of people this is a huge ddrawback to online auto insurance. When something bad happens, like an accident, people want to talk to someone that they trust.

However, if you are looking to get the cheapest price possible, then usually, buying online auto insurance is the best bet. Like mentioned above, since the online auto insurers have such a high volume of customers, they can offer great deals on insurance. Another benefit of buying auto insurance online, is that you can usually print out your policy and be good to go the very same day that you buy your policy. This can be great, if you are, for example, going on a roadtrip and you need proof of insurance quickly.

All in all both traditional auto insurance and online auto insurance are both safe bets. It just depeneds on what you are after. Price or a trusted agent.

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